Takaful Malaysia | Takaful Etiqa | Public Mutual | Nuffnang

(This is a malay post)

Salam, napa byk sangat pkataan free money kat blog ni?
tu la yg aku nk share sikit dgn readers. i actually hoping that free money will be the words that will linked to my blog.
tp, ntah kenapa xda pun keyword free money bwk reader ke blog aku.

so from now on, ill stop using free money as my posts title.

baiklah, ni nak cerita sikit tentang bisnes yg sedang giat di usahakn.
sebagaimana yg anda tahu, blog ni tidak lg meng post post stiap hari di sbbkn oleh kesibukan menjalankan bisnes secara offline.

sbnrnya,CORPORATE AGENT Takaful Malaysia ,Malaysia's first takaful company is my father. aku ialah agent TAKAFUL ETIQA mcm parents ben. tp xda sales pun yg di buat.jadi cuti-cuti sem ni, tlg-tlg la mengurus Takaful Malaysia bos aku nih.

Napa pula smgt nk tolong?

sbb, bila bpk aku ada client, dia bg aku uruskn and komisen dia bg semua kat aku. tula berkobar-kobar nk buat full time cuti ni. stakat ni dlm ratus saja komisen. tmbah lg komisen PUBLIC MUTUAL, Malaysia's No1 Unit trust Company dpt la ratus2.. geram la xdpt ribu2 cuti ni!

apa yg ekceli aku urus?

CAR INSURANCE RENEWAL.
bila org nk renew road tax, WAJIB renew insurans
so org2 yg nk renew road tax akan cari aku.. n aku dpt la duit dari dorg.

dan jgk insuran yg lain-lain..

td bincang2 dgn manager restoren , dorg nk beli kn insuran kat pkerja dorg. tp ada mslah ckit psl xckup ahli (MINIMUM AHLI 25 ORG.DORG ADA 10 SHJ) untuk ambil TAKAFUL MAASYI . ( produk terbaru takaful malaysia utk group coverage) sgt bagus. sbb dia cover byk, tp byr ckit .

more info,
Farid (penulis) 0138988200
CNS Enterprise (Authorized Takaful malaysia Corporate Agent)

Hakikat buat bisnes TAKAFUL and UNIT TRUST.

For those yg interested nk buat bisnes insuran or jual-jual amanah saham, ada beberapa fakta yg kita xboleh nk elak. antaranya kematangan fizikal n the way u present urself to the clients.

well mybe i sound like a loser (sbb macam mmberi alasan knpa xbjya) ,tp klau boleh atasi masalah ni, bisnes mmg boleh pegi lebih jauh atau dlm kata lain, duit lg byk.

kalau muka budak-budak mcm diri ku ini, org agak susah nk pcaya apa yg kita kata. walaupun apa yg kta smpaikn tu mmg dari research sndri dan mmg fakta yg benar. ada jgk beberapa benda yg mmbantu utk yakin kn org antaranya (statistics, keratan akhbar etc)
tp lagi mudah kalau org tu org yg kita kenal.

ada org nk beli amanah saham dari org yg dress up mcmni?

apa yg dimaksudkn dgn presenting urself is, the way u dressed up. lbih matang pemakaian, lbih senang org nk pcya. lebih nmpak innocent pmakaian, lbih mudah org nk sign borang.

clients takut utk laburkn duit, smua org bgtu protective bila sebut pasal duit. lebih-lebih lg bila ekonomi tgh gawat. (mula rasa risau dgr2 psl ekonomi skg ni. dlu time 97' xrisau sgt sbb bru drjah 2) ekceli, time gawat ni, SEMUA ORG YG BERDUIT PERLU MELABUR. baik dari segi saham, ataupun asset.

BELI RUMAH! BELI TANAH! BELI SAHAM! sekarang!!!!

knapa pulak sibuk nk beli time ekonomi tgh down??
ish, sbb hrga bnda2 tu tgh murah la! ekonomi dah pulih nanti, jual smua nya! ull be a orang kaya baru in instant!

ekonomi dunia ni sntiasa berpusing2, dlm 10 thun msti ada gawat sekali. so bila dh gawat, jgn risau sgt, dia akan pulih eventually. kita hrp2 lah. amin ya rabb

agresif la pulak. minta maaf my dear readers

fyi, selain jual amanah saham dari PUBLIC MUTUAL BERHAD, aku sendiri pelabur amanah saham.

nmpak x fund nama: PUBLIC ISLAMIC OPTIMAL GROWTH FUND? itu la dana yg aku pilih utk labur 10,000. eh silap 1000 shj.dlu time aku beli, 2-3 bulan lps, hrga 0.2xxx sumthing2 lah.xingat. skg dh jatuh lg p 0.1854 .mnyesal beli awal2. time tu ekonomi baru nk start jatuh.skg dah semakin jatuh! bestnya beli amanah saham skg ni~( hrga psaran bertarikh 16/12/08 )

"Money is soo powerful when there is recession"

btw, sesiapa yg ada melabur kat AMANAH SAHAM BERHAD, congrats dpt dividen 8.8xx tahun ni :)

Free money | Selling your self

On my bed, 8th Disember: How can we sell something, without capital and still earn thousands ringgit? the answer is easy -sell yourself. Girls, u can be an elite prostitute, paid 9k-10k ringgit for one night. serving men with ur body. boys, u can b a gigolo serving people with weird sexual desire.

im joking

Sufiah shilpa Lee does sell herself to make money. its easy, enjoyable and glamorous. Being a hooker changed her life once and for all. how about u? do want to be a prostitute? well, kindly call sufiah prostitution agency if u r interested.

This girl have the brain to be offered to people who need it. she can actually sell her expertise in math (As she is the math genius from malaysia who entered oxford on her 15th birthday) and earn money but she chose to sell her body instead. She got the money, but lost her dignity.

Bisnes idea #2

What is actually i meant by "selling ourself"?
im talking about selling ur expertise or talent or something u r good at. (so miss sufia is good at bed lah?lol)

Well, to make it easier i give examples of people who actually sell themself and earn bucks.

Ryan Sheckler, start skating since he was 18month old. crazy huh? he is a professional skater when he is 13. he own the collest range rover ive ever seen! he loves skating a lot, and he get paid by doing it. royalties form skate stuffs/mtv: reality tv, shoes, decks,trucks etc etc. aint it cool?!

hbu?
do u get paid by skating?

Do u know the girl in this pic? she is ashley qualls. a 17 years old millionaire!

what did she sells? nothing

she get paid by google through adsense program. her 1st paycheck is 2k++ usd. her web traffic has almost 7mil viewer per day if im not mistaken. her web provide girls with myspace layout made by herself. she gave it for free! she knows how to design and play with html codes. its her expertise and she use it to attract people to visit her web to download the myspace layout code and it means higher traffic.
She is actually not selling anything. somehow, she still earn 70k USD per month. she bought a 250k house cash and living with her mom n sister.

do u own a website?
does ur site gives u 70k USD every month?















what about her?
she's britney and she use her talent to sing and entertain to make thousands of dollar every month.
but i dont get it, if she really can sing, whats with her slut image lately?
dont mind that, we r talking about money here.

any ideas generated after reading those stories?

as for me, im pretty good using adobe photoshop and drawing. so i sell it. i mean my ability to use that software by selling designs and do custom design according to my customer description.
sadly i generate not more than 1k ringgit. argh!
at least , i still making money right?






these are my so called artwork that i sold to my customers. each design i can get 100++ . 5 order per month means 500++ rggit in my wallet.hehe
kindly visit my clothing myspace or friendster to order or window shop.


so, what r u waiting for? start selling the thing that u r good at now!

technorati tags:
money, blogging, free money, tags, tag, skateboard, ryan sheckler, britney, sexy sufiah

Free money | Get a Scholarship

My bedroom, 7th Disember: Have u ever dream of having RM500 or more banked in into ur account every month without doing anything?

This post is especially for malaysian students that just finished their SPM.

Bisnes idea #1

Get a scholarship

This is based on my own experience as a student, sponsored by PETRONAS. Education is a business. If u have a lot of money, u may open a college and get thousands of ringgit every month. The question is, do u have that kinda money?



ill write in malay ok? u guys are malaysian, don't tell me u don't understand our language.

Habis saja SPM, ada yg plan nk kerja, berniaga atau menyertai kelas-kelas bahasa atau pun computer. Well, its a good plan. Congrats! tapi bila kita dah jadi mahasiswa/siswi, kta xkn ada masa utk kerja sbb kta akan komited 100% pada study. i emphasized on "kerja" sbb we r talking about pocket money aren't we?

There are a lot of pinjaman, biasiswa offered by banks, companies or government. i want to ask u something, suka x berhutang? well, if it's the last resort, mmg kena berhutang jgk la utk continue study kn? Kalau ada sesiapa pelajar tajaan MARA, JPA, Hong Leong, Shell etc read this post, kindly share how do ur sponsors take care of u ok?

PETRONAS give me RM500/month for my pocket money. They pay my tution fees, hostel fees etc etc. RM500 for foods, beli2 baju, hand phone baru etc etc. hehe. Bukan nk belagak. tp agak berduit la bila dah ada sponsor. Seriously, RM500 cash for u every month. mcm bergaji plak kn? skg ni dah xmntak duit ngan parents anymore. isi minyak pun isi sndri ( tp byar loan kreta ttp parents yg handle )

When u r officially PETRONAS scholar, kmu akan terikat dgn perjanjian. its a normal thing bila kita dah di taja. PETRONAS will "force" u to work with them after u graduate. brapa tahun perlu bekerja dgn dorang?

years of study x 2 = years of working

Means, klau study 4 thun, kena kerja 8 thun dgn PETRONAS. WAAJIB kerja at least 8 tahun.
tapi, its not easy. u need to maintain CGPA 2.8 at least to get an an interview offer from PETRONAS . below 2.8, u got nothing. u need to find job urself and need to pay PETRONAS. i dont remember how much u need to pay for not being PETRONAS staff after getting sponsored by them: refering to hassan merican the PETRONAS CEO and his regime. lol

Cukup tak RM500?
For me,it's more than enough. Bcos im not a bg spender . Lets calculate:

meal = RM5
2 times a day = RM10 for meal only
30 times a month = RM300
top up = RM30/Month

u'll be spending at least RM330 per month
balance = RM170

sikit nya!
haha
jgn risau, PETRONAS akan bg elaun buku dan alat tulis n COMPUTER!

elaun buku= RM400 / sem
alat tulis- RM75/sem
Computer= RM3500 /once

ikut pgalaman,beli bku xlbh RM200 pun. itu klau beli yg baru. klau beli yg 2nd hand? RM40 saja.

alat tulis? siapa la yg beli pen smpai 75rgt?
comp? lptop skg ada yg 2500 rgt tapi performnce tip top. printer xpyh beli. print kat lab saja

lets calculate again:

balance= RM170
BALANCE Books allownce = RM200
BALANCE Stationery = RM75
BALANCE computer = RM1000

TOTAL = RM1445.00

Itu la jumlah yg ada kat dlm akaun pada bulan pertama kmu sbgai petronas scholar. tp mmg perlu bijak urus duit lah. klau x, xda balance pun.

tp itu utk bulan pertama la. bulan strusnya, elaun buku and alat tulis and computer tidak diberikan. sbb its per sem. bukan per month.

eventually, education is still a business. u earn money now, u still can earn money when u work with the instituition that pay for ur study.

its a loooooooong term investment u know.
for form 4 students, its not ur honey moon year okay. strive for the best!
for SPMers, rajin-rajin kan diri cari scholarship yg ada .


Njoy the tips & selamat beramal~






technorati tags:
money, free money, pocket money, scholarship, education, high school, college,

Why bisnesharian?

Peace be upon you,
helo
ni hao?

Maybe its kinda lame for me to write about business because there a lot of this kinda blog exist in the net but, this is what i like. so ill write about things that i like lah.

Why do i choose "bisnesharian" as my blog's url?
-it's a blog updated daily by me, sharing my business thoughts and ideas. that is why its called harian which means daily.

Why am i providing the viewer with my business idea?
-because most people want to start a business but they didn't know what type of business they can do. and im one of the human being alive on this earth thinking about money all the time 24/7. thats why i kept on generating new ideas

Why should readers use my ideas?
-u dont have to if u dont want to. readers can also submit their ideas to varies ideas in this blog

What is my main purpose creating this blog?
-I want to generate money form advertising
-I want ur opinion on my ideas
-I would like to see if my ideas can really make millions (when readers impliment my ideas)

Who am i?
-I am an IPTA student, blogging from my room and doing business all around SEA.

Am i a millionaire?
-I am not a millionaire

My favourite qoute
-Its simple but its not easy.
: doing business is simple, sell/give something, earn profit. it's simple but it's not easy right?